Latest Rates as of 02-21-08                    
Rates are subject to change without notice.  
   
Conforming 30 year fixed  
Rate APR Points Lock Days  
6.000% 6.142% 1 30  
   
The APR is calculated using a loan amount of $400,000  
   
Conforming 40 year fixed  
Rate APR Points Lock Days  
6.625% 6.752% 1 30  
   
The APR is calculated using a loan amount of $400,000  
   
Jumbo 30 year fixed  
Rate APR Points Lock Days  
7.750% 7.891% 1 30  
 
The APR is calculated using a loan amount of $650,000 $650,000  
   
Conforming 30 year 100% Loan  
Rate APR Points Lock Days  
Call for rates!        
   
The APR is calculated using a loan amount of $650,000 $417,000  
   
   
Rate APR Points Lock Days  
         
   
The APR is calculated using a loan amount of $650,000 0